The weather is a little crazy right now, so it's very hard to judge what is good wear for the entire day. If I was going for a ride, that would be simpler but I'm leaving when it's dark in the morning and coming home late in the evening.
I've come to the conclusion I needed to add a secondary bag to the back of my bike, so that I can offload a jacket or sweater when needed. It doesn't fit in my small utility bag in the front of my bike. I'm not to keen about putting a bag on the back.. and I really don't want to carry around a backpack.
I've discovered Bushtaka as another resource for me getting those small odds and ends.